JEFF DVORAK, CFP®, CPWA®

When I created 4D, my mission was to empower my clients through an effective education and communication style that would help them achieve success, no matter how they defined it.  This industry is flooded with opinions from the media, difficult-to-understand jargon, and complex topics that were not intended for the masses to comprehend.  My purpose is to help you navigate this chaos and feel comfortable making the important decisions you will face throughout your life. 

After graduating with a B.S. degree in finance from the University of Illinois at Urbana-Champaign, I went on to earn the Certified Financial Planner TM (CFP®) designation.  I also obtained the Certified Private Wealth Advisor (CPWA®) certification, which armed me with a deeper understanding of many complex topics that my clients can instantly benefit from. I am a member of the Financial Planning Association (FPA) and National Association of Personal Financial Advisors (NAPFA), and recently served on the Midwest Region Board of NAPFA and the Board of Trustees for the NAPFA Consumer Education Foundation. 

I was born and raised in the western suburbs of Chicago and currently reside in Glen Ellyn, Illinois, with my wife Kim, twin boys Justin and Jeremy, and daughter Rylie. In my free time I enjoy traveling, cycling, jiu-jitsu, good bourbon, playing board games, coaching little league, learning to play guitar, and solving mechanical puzzles.

FAQ

Should I work with 4D?

Q: Are you a fiduciary?

A:  Yes.  We put your interests first by providing you objective advise.  This means if we recommend insurance or specific investments for you, we believe they are in your best interest.  We do not receive any commissions or incentives from any of these recommendations.  We take this very seriously, as it is our desire to build a longtime relationship with you, and believe this type of trust is the foundation.

Q: I don't live near Naperville, IL, can i still work with you?

A:  Of course!  We have the capability to work with you remotely.  Even if you do live nearby, we offer the flexibility for remote appointments if that is easiest for you, given your busy schedule.

Q: I am not a professional woman, can i still work with you?

A:  While we have chosen to primarily service professional women due to our strengths and interests, we are very willing to help anyone who may be in need of financial assistance. 

Q: Do i need to have a certain amount of money to work with you?

A: Nope!  We want to be able to help you at any stage in your career.  We charge a flat fee per year, billed quarterly.

Q: Can't I just do financial planning myself? 

A: As a professional woman, you are smart, organized, detail-oriented, and very busy.  While you could certainly plan on your own, other priorities tend to get in the way.  So, we’re here to help keep you on track to make sure you can live the life you desire.

What is it like to work with 4D?

Q: how do you get paid?

A:  4D Financial Advisors is a fee-only firm, which means we only get paid by you, the client, not by selling any products or making referrals.  So, the fee we include in our agreement is all you pay 4D.  We believe it is very important that you know how much you are paying, and the value you are receiving for our services.

Q: can i cancel my ongoing planning relationship?

A:  Yes, of course.  You can cancel at any time.  You will only be charged up until the time at which you cancel.